⚡ Zash Community Update 15: Happy investing with Hapi and New Zashers
Building the future of retail investing
Each week we update you on our latest happenings, developments, product updates, and more.
Why? Community is at the heart of our product. We want you to be part of the crucial steps of our product development. You can read all of our previous Community Updates here.
Creator of the Week 🧠
In this week’s installation of our Creator of the Week spotlight series, we have Youssef Darwich is the co-founder of Hapi. Before starting Hapi Youssef was Head of Product at Octopus Wealth, Head of Operations at Tide and began his career as a trader at RBS.
Hapi is an app that helps parents plan and invest for their children's futures and allows grandparents, godparents, aunts & uncles to send investments as gifts too. As a Zash community member you can join their beta & start investing for your children (and receive one free ticket to their end of month raffle) by signing up here
What do you generally like to invest in? The industries I know best (finance) and products I use and love.
How would you describe your investing style?
I focus a lot of my energy on making sure everything is set up properly and then try to leave it with others who know what they are doing and on autopilot as much as possible.
What I mean by that, is making sure that I have the right wrappers set up to begin with to reach our family goals (what's the right ISA for my goals, are me and wife putting the optimal amounts into our pensions, are we utilising all our tax breaks, is our daughter's future planned for etc).
Once that's all set up my actual investing style is pretty vanilla to be honest. I put the majority of my money in pretty passive global ETFs over-indexing to specific themes I find interesting and keep a little bit of "play money" for crypto, crowdfunding, picking single stocks etc. My general feel is I will get wealthier by putting more time and effort into my career at the moment so don't spend too much time on investing and defer to the experts.
What industry/company’s future you’re excited by and why? I think the workforce is going to go through a pretty drastic shift with a younger generation spending less and less time in each company and working more as a freelancer/project based rather than a traditional employee. I'm excited to see what businesses are built in this space disrupting traditional pensions, benefits and recruitment methods etc.
What do you love about the Zash Community? The thought process and analysis that goes behind some decisions are so refreshing to read in comparison to the general rubbish you come across on social media when it comes to investing
Join our Clubhouse 🎙️
Agash has an avid interest and is an investor in crypto currencies, DeFi and NFT’s, and a fellow at the Royal Society of Arts, as well as being an active member of the Zash community since it started.
This event will be taking place on the 25th of May between 6-7pm, don’t forget to sign up here! If you’d like to join the panel then get in touch!
⚡Onboard the Zash rocketship 🚀
Hürkan has joined the Zash team as a Senior Developer. He joins the team from Toptal, which is in top 3% of developers globally. Hu¨rkan has more than 9 years of expertise in designing, architecting, optimizing and configuring front and back end technologies. He previously worked on Decentralized HWorld, an Ethereum based game, as well as platforms like Wall Street Oasis.
Adam has come on board as our Community Intern. Adam is 25 and graduated from Trinity College Dublin, he’s been writing ever since university and has been featured and referenced on The Financial Times, Yahoo Finance and more.
Reading of the Week 💡
Bitcoin dropped back to pre-Tesla announcement price this morning as the People’s Bank of China intensified efforts to crackdown on financial institutions using cryptocurrencies.
Some industry experts foresee more countries following China’s lead in the near future. PWC’s Global Head of Crypto, Henri Arslanian told the Financial Times “I would not be surprised to see other regulators and policymakers do the same over the coming weeks”.
More on this, as well as contrasting views, can be found below.
That’s all for now and we’ll see you next week,
- Team Zash
P.s. it seems that some of you have had our emails going to your Promotions tab. In order to train the algorithm, you can drag the email into your inbox - that should sort things out :)